Shuttlewright

Paid by lots of small payments and some cash? You do not need invoices for MTD. Get the workbook for $12.

Try the free sample, no card

Drivers, couriers, market traders and online sellers get paid in many small platform payments plus cash. MTD asks for digital records of income and expenses by category, and a short quarterly summary. It does not ask for an invoice per payment. This workbook totals your records by HMRC category each quarter so you can check them. Check your start date first, free.

Check my start date   See the workbook

Free start-date check

Enter a figure to see which date applies.

Turnover means gross income before expenses and allowances. Thresholds and dates: HMRC, 5 October 2026 (GOV.UK). Check on GOV.UK which tax year counts for your start date. Nothing you type leaves this page.

Quarterly dates, tax year 2026 to 2027

QuarterCoversSend by
Q16 Apr - 5 Jul 20267 Aug 2026
Q26 Jul - 5 Oct 20267 Nov 2026
Q36 Oct 2026 - 5 Jan 20277 Feb 2027
Q46 Jan - 5 Apr 20277 May 2027

Standard quarters. You can choose calendar quarters instead; check GOV.UK. The 7 November date is confirmed in HMRC's 5 October 2026 release.

The Quarterly summary sheet

The Quarterly summary sheet from the workbook, totalling example income and expense rows by HMRC category and quarter
Real sheet from the delivered file, recalculated from the four example rows in the Records sheet. Example rows only.

MTD Quarterly Records Workbook

  • One Records sheet: date, source (platform, cash, bank), HMRC category, amount. One row per payment or one row per payout. The quarter fills in itself.
  • Self-employment and UK property categories, named as in HMRC's quarterly update direction.
  • Quarterly summary: totals per category for each quarter and the year, ready to compare with your software.
  • Threshold sheet: gross income against the £50,000, £30,000 and £20,000 dates.
  • Excel file, works offline. Delete the four example rows and start.

What it is not: a preparation and cross-check template, not HMRC-recognised software and not tax advice. GOV.UK says digital records must be created and stored in software that works with MTD, and quarterly updates sent through it. A spreadsheet only counts when paired with bridging software that supports spreadsheets. Check GOV.UK and your software provider first.

$12

One-off. Instant download after payment. No subscription.

Buy the workbook - $12

Checkout by Polar. If the file does not arrive, email fuseini.metadata@gmail.com with your receipt.

Questions

Do I have to raise an invoice for every payment? No. MTD needs digital records of income and expenses; it does not require an invoice per receipt. Put platform payouts and cash in as income rows.

Do I need this if I use accounting software? Not for sending. It helps if you keep records by hand first, or want a second check on the totals.

Landlord with several properties? Log them in the same sheet and use the description column to tell them apart. Categories are the UK property ones.

Is the price in pounds? Checkout is in US dollars. Your card converts it.